Bind

Binding with Pie

You’re ready to bind! Here’s what you need to know.

We’re committed to ensuring the binding process is as simple as possible for ADP. Below are a few frequently asked questions when it comes to binding with Pie.

Do you have a binding checklist?

Yes, use our binding checklist as a guide for ensuring we have everything we need to get your policy issued. You can also download our binding checklist so it can be easily printed for future reference.

Required Documents

Signed Application
Loss Runs, Experience MOD Worksheet or Risk Reports, valued within 90 days
If your client meets all of the following criteria, you can submit a no-loss letter instead of loss runs.Preferred class codes
No losses in past 3 years
Premium under $20k

Officer Forms:

Officer inclusion/exclusion form for each company officer with percentage of ownership
If no form is received, Pie will bind with state defaults

Insured’s Contact Information

First and last name
Phone number
FEIN
Mailing address
Physical address(es)
Email address

For California entities only (if unanswered, these will not be filed):

Is a DMV cert required?
If a PUC or CSLB filing is required, list the entity’s identification number.

Bind requests may be subject to additional information requested by underwriting.

Can I submit a bind request in the partner portal?

If you receive a quote through Insureon: You can request to bind the policy by clicking the Link to Carrier button. This button takes you to Pie’s portal, which will walk you through remaining steps to bind the policy.

If you receive a quote through Pie’s partner portal: You can request to bind the policy by clicking the Request to Bind button. From there, the portal will walk you through remaining steps to bind the policy.

How long does it take to process a bind order?

Bind orders are typically processed the same day, depending upon when they are received. When requesting to bind online, eligible submissions can be instantly bound without having to wait for an underwriter.

What payment options does my client have?

Pie offers a variety of payment options to meet our policyholder’s needs.

At the time of bind, we’ll send an email with secure payment link information to your client with you cc’ed, letting them know that we accept credit cards, debit cards, or ACH. We offer four payment plans:

Annual: 100% deposit Due up front

Semi-annual: 50% deposit Due every 180 days

Quarterly: 25% deposit Due every 90 days

Monthly: 16.6% deposit Due monthly for 10 months

Pay-as-you-go: Pay as a percent of payroll

If the insured does not make their payment within the first 30 days, we cancel the policy back to a flat cancellation.

Note that all semi-annual, quarterly, and monthly payments will include a $5 installment fee on each bill.

I haven’t received a binder; where is it?

You can follow up on your requested bind by emailing piepayroll[at]pieinsurance.com.

Where can my client find state notices?

Your clients can find notices for their state here.