When requesting to bind online, eligible submissions can be instantly bound without having to wait for an underwriter. After the submission is bound you’ll receive policy details like policy number, policy information, and payment plans.
When requesting to bind in the partner portal, if your submission is eligible for an instant bind, you’ll see a banner above the request to bind button.
The policyholder will have coverage as of their effective date but not an issued policy. You’ll need to work with the policyholder to upload any additional documents and make a payment for the policy to be issued.
No. Arizona and Pennsylvania are not eligible for instant bind.
In most cases, your submissions will be eligible for an instant bind. Some examples of submissions that will not be eligible for an instant bind include:
Underwriting will fast track the request and notify the agent of any critical missing information or documents needed to issue the policy. If nothing is missing, underwriting will send the payment link and the policy will be issued once payment is received. If underwriting determines the submission information was changed or not presented correctly they’ll work with you to determine next steps.
