You might be surprised to discover how quick and easy it can be to get a workers’ compensation quote for your small business. In the time it would take you to brush your teeth, make a piece of toast, listen to a song, or boil a pot of water—you could have a workers’ comp quote and coverage for your employees. 

Info you’ll need to get a workers’ comp quote

First, gather some information about your business. You’ll need: 

  • Name and description of your business

  • Federal employer identification number (FEIN) or social security number (SSN)

  • Business structure such as limited liability company (LLC), corporation, or partnership

  • Date to begin coverage

  • Business location(s)

  • Number of location(s)

  • Number of employees 

  • Annual payroll based on location and job type

  • Workers’ comp claims history (also called loss experience) 

It’s easy to get a workers’ comp quote online

Next, get a quote online. Using a desktop computer or your smartphone can streamline the process of obtaining workers’ compensation coverage, saving you time and money. Opt for a company that specializes in small businesses so you won’t be sharing the volume of risk that larger companies can carry.  

After you get an initial quote, you’ll be contacted by the insurance provider through email or by phone for any necessary follow-up information. The insurance provider will then send your workers’ comp application to the underwriter. If you are approved by underwriting, you will receive your official workers’ comp policy estimate. 

If you’re looking for further information, learn more about what worker’s compensation is and how it works, find out how to get workers’ compensation insurance, or read about getting the best workers’ compensation insurance for your small business

 

 

Thanks for reading! Please note that this content is intended for educational purposes only. As laws change regularly, you should refer to your state legislation and/or an advisor for specific legal counsel. If you’re a small business owner, learn more about workers’ compensation insurance or check your current rate in 3 minutes.

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