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Recent Success

Recent Success

A Pie partner bound these policies in the last month.

Class Code: 0928 – Retail store Hazard group: B ExMod: 1 Bound Premium: $6,269

Unique Characteristics:

  • Class code is eligible for instant quote
  • Had 0 claims in the past 3 policy terms

General underwriting guidelines:

  • New venture-eligible
  • $0 minimum payroll
  • Considered a preferred class, so loss runs aren’t required

Eligibility

  • Cannot operate as a pawn shop, sell firearms, sell airsoft/paintball equipment, or have firearms on premises 
  • No products that contain THC
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Class Code: 9084 – Bar, nightclub, or tavern Hazard group: B ExMod: 1 Bound Premium: $4,525

Unique Characteristics:

  • Class code is eligible for instant quote
  • Had 0 claims in the past 3 policy terms

General underwriting guidelines:

  • New venture-eligible
  • $0 minimum payroll
  • Considered a preferred class, so loss runs aren’t required

Eligibility:

  • No employees providing/performing live music, dancing, exotic dancing, karaoke, roller skating, fire breathing, or anything beyond the ordinary
  • No bouncers or armed/unarmed security staff
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Class Code: 9082 – Restaurant Hazard group: A ExMod: 0.99 Bound Premium: $28,765

Unique Characteristics:

  • Had 2 claims in the past 3 policy terms

General underwriting guidelines:

  • New venture-eligible
  • No minimum payroll
  • Considered a preferred class, so loss runs aren’t required

Eligibility:

  • No live entertainment
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Class Code: 0036 – Dairy farm and drivers ExMod: 0.89 Hazard group: C Bound Premium: $22,177

Unique Characteristics:

  • Had 3 claims in the past 3 policy terms

General underwriting guidelines:

  • Minimum 1 year continuous workers’ compensation coverage
  • $30,000 minimum payroll
  • Loss runs required

Eligibility

  • No live-in employees or high percentage of seasonal employees 
  • Must have mechanized harvesting process
  • No aerial crop dusting
  • No employees lifting above 50 lbs


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Class Code: 5645 – Carpentry construction of residential dwellings ExMod: 0.86 Hazard group: C Bound Premium: $4,099

Unique Characteristics:

  • Had 0 claims in the past 3 policy terms

General underwriting guidelines:

  • Minimum 1 year continuous workers’ compensation coverage
  • $50,000 minimum payroll

Eligibility

  • No employees above 25 feet
  • OSHA safety guidelines must be followed when working above ground or on rooftops
  • No employees primarily engaged in structural rough framing
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Class Code: 9052 – Hotel ExMod: 1.39 Hazard group: B Bound Premium: $11,357

Unique Characteristics:

  • Class code is eligible for instant quote
  • Had 3 claims in the past 3 policy terms

General underwriting guidelines:

  • New venture-eligible
  • Considered a preferred class, so loss runs aren’t required

Eligibility

  • No hourly rates


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Class Code: 8832 – Physician and clerical ExMod: 1.22 Hazard group: C Bound Premium: $9,276

Unique Characteristics:

  • Class code is eligible for instant quote
  • Had 0 claims in the past 3 policy terms

General underwriting guidelines:

  • New venture-eligible
  • $0 minimum payroll
  • Considered a preferred class, so loss runs aren’t required

Eligibility

  • No 24-hour service 
  • Cannot operate as a detox center, mental health hospital, or psychopathic institution 
  • No specialized treatment of highly infectious diseases
  • No air evacuation or air ambulance transport
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Class Code: 0891 – Child care and early education ExMod: 0.95 Hazard group: B Bound Premium: $3,327

Unique Characteristics:

  • Class code is eligible for instant quote
  • Had 0 claims in the past 3 policy terms

General underwriting guidelines:

  • New venture-eligible
  • $0 minimum payroll
  • Considered a preferred class, so loss runs aren’t required

Eligibility

  • No operations out of a home residence 
  • No extra-curricular classes or activities (gymnastics, dance, karate, swimming, team sports)


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Class Code: 8824 – Retirement living center ExMod: 0.77 Hazard group: A Bound Premium: $3,327 Dividend: .4

Unique Characteristics:

  • Class code is eligible for instant quote
  • Had 0 claims in the past 3 policy terms
  • Loss runs required

General underwriting guidelines:

  • Minimum 1 year continuous workers’ compensation coverage
  • Minimum $50,000 payroll

Eligibility

  • No high percentage of alzheimer’s or dementia patients
  • Employees must be trained on proper lifting technique when handling patients
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