West Virginia requires most employers that have at least three employees to provide workers’ comp coverage.
Workers’ comp coverage provides full medical benefits for care required to treat occupational disease or work-related injury, including doctor and hospital visits, nursing care, prescriptions, medical equipment, travel to and from medical appointments, and physical and vocational rehabilitation. In West Virginia, there’s no cap on the amount covered.
Employees can receive workers’ compensation benefits if the injury occurred as the result of a work-related accident. Employees who develop illnesses related to their type of job, called “occupational diseases,” are also entitled to benefits.
West Virginia workers can choose their own physician for workers’ comp care, at least for the initial visit.
Pie Insurance provides workers’ comp insurance to small businesses in West Virginia.