North Carolina Workers’ Compensation

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About North Carolina Workers' Compensation

North Carolina has a growing small business market, employing nearly 45% of the private workforce. But with more than 89,000 workplace injuries and 174 fatalities in 2016, there’s also a growing need for small businesses in the state to protect their employees and assets.


Most North Carolina (NC) small businesses that regularly employ three or more employees, whether full-time, part-time, seasonal, or family members, are required by law to carry NC workers’ compensation insurance. Regulated by the North Carolina Department of Insurance, NC workers’ compensation protects small business owners from being sued by an employee when an injury or illness happens. Failure to obtain workers’ comp coverage in North Carolina may result in various penalties, including financial penalties, criminal charges, and potentially prison time. The North Carolina’s Workers’ Compensation Act contains most of the NC workers’ compensation laws.


Pie Insurance provides workers’ comp to North Carolina’s small businesses.

We make workers’ comp as easy as pie.

Rated “Excellent” by Small Businesses

North Carolina Workplace Injuries at a Glance


Nonfatal workplace injuries that were in private industry


Workplace fatalities that worked for wages or salary


Nonfatal workplace injuries required days away from work, job transfer, or restriction

North Carolina Small Business Profile

North Carolina Workplace Injury Data

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