New York Workers’ Compensation

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Workers’ compensation in NY

The state of New York, with its massive economy, tax-based incentives, and spirit of entrepreneurship, is an ideal home for many small business owners. In fact, small businesses make up 98 percent of New York’s businesses, and more than half of New Yorkers who work in the private sector are employed by small business owners. Many of these NY small businesses operate in the real estate, tourism, transportation, manufacturing, and distribution industries. 

 

In New York, most small business owners are required to carry workers’ compensation insurance (sometimes called workman’s comp). The New York Workers’ Compensation Board explains that to meet the legal requirement, a business must:

 

– Obtain and maintain a workers’ compensation insurance policy; or

– Obtain self-insurance for workers’ compensation; or

– Be legally exempt from the requirement to provide workers’ compensation coverage.

 

Traditional workers’ compensation can be time-consuming and expensive (more than 80% of small businesses are overpaying for coverage). Fortunately,  New York small business owners can get an online quote in 3 minutes and save up to 30% on workers’ comp with Pie Insurance.

New York workers’ comp facts at a glance  

70

Nonfatal workplace injuries that were in private industry

73

Workplace fatalities that worked for salaries and wages

87

Workplace fatalities that were in goods and services

Are you overpaying for NY workers' compensation?

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New York Division of Safety and Health Worker Protection

New York Occupational Health

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