New Mexico Workers’ Compensation

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About New Mexico Workers’ Compensation

From Taos to Santa Fe to Las Cruces, New Mexico lives up to its nickname as the Land of Enchantment. The state’s well-known scenic beauty and cultural treasures drive its strong tourism sector and growing film industry, and its reputation as a research and testing center has grown since the establishment of a national laboratory in Los Alamos in the 1940s.


New Mexico is home to more than 154,000 small businesses, employing 54% of the state’s private workforce. However, with more than 19,800 workplace injuries and 44 fatalities across all industries in 2017, New Mexico small businesses need to protect their employees with workers’ comp coverage. New Mexico workers’ compensation helps protect small businesses when an employee gets injured at the workplace. Managed


For New Mexico’s small businesses, employers of three or more workers are required to carry workers’ compensation coverage, and for those businesses that engage in activities licensed by the Construction Industries Licensing Act, small businesses must have workers’ compensation coverage regardless of the number of employees.


Pie Insurance provides workers’ compensation insurance to New Mexico’s small businesses. 

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New Mexico Workplace Injuries at a Glance  


Total fatal injuries that were in goods-producing and service-providing occupations


Total fatal injuries who were men


Nonfatal workplace injuries requiring days away from work, job transfer, or restriction

New Mexico Workplace Injury Data

New Mexico Small Business Profile

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What’s new in workers’ comp?

February 10, 2020 in Workers' Comp 101

How much is workers’ comp insurance?

The cost of workers’ comp insurance varies depending on: your business location, your industry, the risk associated with your employees’…
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February 3, 2020 in Workers' Comp 101

The small business owner’s guide to workers’ compensation

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January 13, 2020 in Workers' Comp 101

Do independent contractors need workers’ comp insurance?

If you’re an independent contractor, you are probably not legally required to have workers’ compensation insurance coverage. However, there are…
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