New Jersey Workers’ Compensation

Our quick online process was made exclusively for small businesses, saving you up to 30%.

Workers' compensation in NJ

New Jersey is home to more than 191,000 small businesses with 1-499 employees each. For over a century, the workers’ compensation in NJ has helped provide important benefits to this dynamic workforce.


New Jersey workers’ compensation (sometimes called “workman’s comp”) helps protect employers from liability, and it helps care for injured employees and get them back to work as soon as possible.


In the Garden State, all employers must have workers’ compensation insurance. If a small business does not carry workers’ compensation coverage, penalties can include fines of up to $5,000 for the first 10 days and up to $5,000 for each additional 10-day period where there is no insurance, as well as criminal charges.


New Jersey has a private insurance market, which allows small business owners to purchase a workers’ compensation policy from any insurance carrier or agency that is licensed to offer coverage in the state.


Pie Insurance is proud to provide workers’ compensation to small businesses in New Jersey.

New Jersey workplace injuries at a glance  


Fatal injuries occurred in the private industry


Fatal injuries occurred in transportation and material moving occupations


Workplace fatalities that worked for wages

New Jersey Workplace Injury Data

Prefer a quick phone call? We’ll contact you.

Workers’ Comp Basics

What’s workers’ comp, and what’s covered?

Online Workers’ Comp Quote

Get a workers’ comp quote for your small business in 3 minutes.

Small Business Insurance

Learn about the different types of small business insurance.