Plumbing Insurance

Running your own business often comes with great reward—and sometimes—a certain amount of risk too.

Residential plumbers, new construction plumbers, commercial plumbers, and service and repair plumbing companies all carry risks to employees, customers, and even business property that may be alleviated through proper insurance coverage.

If you own a plumbing business, your employees may face risks such as slips, falls, or repetitive stress injuries. Your clients could become injured by unfinished plumbing projects while on a job site. Your warehouse or equipment could be damaged due to fire or catastrophic weather.

Fortunately, when your business carries the right types of plumbing service insurance coverage, your employees, customers, and small business property may be covered.


What type of work needs plumbing insurance?

  • New construction plumbers

  • Commercial plumbers

  • Journey plumbers

  • Rough-in plumbers

  • Service and repair plumbers

  • Master plumbers

  • Residential plumbers

  • Apprentice plumbers

  • And more…

What are common types of plumbing insurance?

Workers’ comp

Workers’ compensation insurance, also called workman’s comp, helps protect plumbing small businesses and employees if they become ill or injured on the job. Get a quote in 3 minutes.

Business owner’s

A business owner’s policy (BOP) is bundled insurance that may include business interruption insurance, property insurance, and liability coverage for a plumbing small business.

Commercial auto

Commercial automobile insurance is a type of policy that helps cover liability and physical damage for vehicles—such as cars, trucks, and vans—that are owned and operated by a plumbing small business.

Cyber risk

Cyber risk insurance, also called cyber liability insurance, helps cover plumbing small businesses for an event like a data breach—in which customer, employee, or company information is stolen or compromised.

Errors & omissions

Errors and omissions (E&O) insurance helps protect a small business against claims by third parties who believe they were harmed due to advice or services the plumbing business provided.

General liability

General liability insurance is a type of policy that helps protect a plumbing small business against third-party claims that involve property damage, bodily injury, or advertising injury.

Professional liability

Professional liability insurance helps protect a plumbing small business against claims by third parties who believe they were harmed due to advice or services the business provided.

Small group health

Small business group health insurance may be provided by a plumbing small business to its employees to help them cover wellness costs—often including medical, dental, and vision care.

Specialized coverage

Additional specialized insurance policies—coverage types that are specific to the plumbing industry a small business operates within—may be built into a business owner’s policy or purchased separately.

Pie provides workers’ comp insurance for plumbing businesses. Learn more.