Painting Insurance

One of the greatest rewards of owning a painting business is seeing your clients satisfied with their freshly painted home or business.

Of course, owning a painting business comes with certain risks. Residential, commercial, and industrial painting businesses can carry a variety of risks to employees, clients, and even painting business property that may be alleviated through appropriate painters’ insurance coverage.

If you own a painting business, your employees may face risks such as slips, falls, or repetitive stress injuries. Your clients could become injured by equipment hazards or unfinished projects on the job site. Your warehouse could be damaged due to fire or catastrophic weather.

Fortunately, when your business carries the right types of painting service insurance coverage, your employees, clients, and small business property may be covered.


What type of work needs painting insurance?

  • House painting

  • Paint and wallpaper stripping

  • Wallpaper hanging and removal contractors

  • Commercial painting

  • Wallpapering

  • Industrial painting

  • Paperhanging

  • Whitewashing contractors

  • Interior painting

  • Rustproofing

  • And more…

What are common types of painting insurance?

Workers’ comp

Workers’ compensation insurance, also called workman’s comp, helps protect painting small businesses and employees if they become ill or injured on the job. Get a quote in 3 minutes.

Business owner’s

A business owner’s policy (BOP) is bundled insurance that may include business interruption insurance, property insurance, and liability coverage for a painting small business.

Commercial auto

Commercial automobile insurance is a type of policy that helps cover liability and physical damage for vehicles—such as cars, trucks, and vans—that are owned and operated by a painting small business.

Cyber risk

Cyber risk insurance, also called cyber liability insurance, helps cover painting small businesses for an event like a data breach—in which customer, employee, or company information is stolen or compromised.

Errors & omissions

Errors and omissions (E&O) insurance helps protect a small business against claims by third parties who believe they were harmed due to advice or services the painting business provided.

General liability

General liability insurance is a type of policy that helps protect a painting small business against third-party claims that involve property damage, bodily injury, or advertising injury.

Professional liability

Professional liability insurance helps protect a painting small business against claims by third parties who believe they were harmed due to advice or services the business provided.

Small group health

Small business group health insurance may be provided by a painting small business to its employees to help them cover wellness costs—often including medical, dental, and vision care.

Specialized coverage

Additional specialized insurance policies—coverage types that are specific to the painting industry a small business operates within—may be built into a business owner’s policy or purchased separately.

Pie provides workers’ comp insurance for painting businesses. Learn more.