Office Insurance

Owning an office-based small business can be an incredibly rewarding accomplishment.

Of course, owning an office company does come with certain risks. Office businesses carry a unique set of hazards to employees, customers, and even business property that may be alleviated through proper office insurance coverage.

If you own an office business, your employees may face risks such as exposure to fatigue, trips, or repetitive stress injuries. Your customers could become injured while visiting your premises. Your machinery could be damaged in case of an accident.

Fortunately, when you carry the right types of office insurance, your customers, employees, and small business property may be covered.


What type of work needs office insurance?

  • Administrative and support services

  • Professional services

  • Social services organization

  • Building or property management

  • Clerical office employees

  • And more…

What are common types of office insurance?

Workers’ comp

Workers’ compensation insurance, also called workman’s comp, helps protect office small businesses and employees if they become ill or injured on the job. Get a quote in 3 minutes.

Business owner’s

A business owner’s policy (BOP) is bundled insurance that may include business interruption insurance, property insurance, and liability coverage for an office small business.

Commercial auto

Commercial automobile insurance is a type of policy that helps cover liability and physical damage for vehicles—such as cars, trucks, and vans—that are owned and operated by an office small business.

Cyber risk

Cyber risk insurance, also called cyber liability insurance, helps cover office small businesses for an event like a data breach—in which customer, employee, or company information is stolen or compromised.

Errors & omissions

Errors and omissions (E&O) insurance helps protect a small business against claims by third parties who believe they were harmed due to advice or services the office business provided.

General liability

General liability insurance is a type of policy that helps protect an office small business against third-party claims that involve property damage, bodily injury, or advertising injury.

Professional liability

Professional liability insurance helps protect an office small business against claims by third parties who believe they were harmed due to advice or services the business provided.

Small group health

Small business group health insurance may be provided by an office small business to its employees to help them cover wellness costs—often including medical, dental, and vision care.

Specialized coverage

Additional specialized insurance policies—coverage types that are specific to the office industry a small business operates within—may be built into a business owner’s policy or purchased separately.

Pie provides workers’ comp insurance for office businesses. Learn more.