HVAC Insurance

Workers’ compensation insurance, also called workman’s comp, helps protect HVAC small businesses and employees if they become ill or injured on the job. Get a quote in 3 minutes. 

A business owner’s policy (BOP) is bundled insurance that may include business interruption insurance, property insurance, and liability coverage for an HVAC small business.

Commercial automobile insurance is a type of policy that helps cover liability and physical damage for vehicles—such as cars, trucks, and vans—that are owned and operated by an HVAC small business.

Cyber risk insurance, also called cyber liability insurance, helps cover HVAC small businesses for an event like a data breach—in which customer, employee, or company information is stolen or compromised.

Errors and omissions (E&O) insurance helps protect a small business against claims by third parties who believe they were harmed due to advice or services the HVAC business provided.

General liability insurance is a type of policy that helps protect an HVAC small business against third-party claims that involve property damage, bodily injury, or advertising injury.

Professional liability insurance helps protect an HVAC small business against claims by third parties who believe they were harmed due to advice or services the business provided.

Small business group health insurance may be provided by an HVAC small business to its employees to help them cover wellness costs—often including medical, dental, and vision care.

Additional specialized insurance policies—coverage types that are specific to the HVAC industry a small business operates within—may be built into a business owner’s policy or purchased separately.