Cleaning Insurance

As the owner of a cleaning business, there’s likely nothing quite like seeing your customers satisfied with their freshly sanitized home or business.

Of course, owning a cleaning business does come with certain risks. Cleaning companies—including janitorial services, home cleaners, business cleaners, window washers, and launderers—carry a unique set of hazards to employees, customers, and even property.

Your employees may face on-the-job risks such as chemical exposure or repetitive stress injuries. Your customers could become injured by slipping on freshly mopped floors or tripping over cords. Your storage warehouse could be damaged due to fire or catastrophic weather.

Fortunately, when your business carries the right types of cleaning service insurance coverage, your customers, employees, and small business property may be covered.


What are common types of cleaning insurance?

Workers’ comp

Workers’ compensation insurance, also called workman’s comp, helps protect cleaning small businesses and employees if they become ill or injured on the job. Get a quote in 3 minutes.

Business owner’s

A business owner’s policy (BOP) is bundled insurance that may include business interruption insurance, property insurance, and liability coverage for a cleaning small business.

Commercial auto

Commercial automobile insurance is a type of policy that helps cover liability and physical damage for vehicles—such as cars, trucks, and vans—that are owned and operated by a cleaning small business.

Cyber risk

Cyber risk insurance, also called cyber liability insurance, helps cover cleaning small businesses for an event like a data breach—in which customer, employee, or company information is stolen or compromised.

Errors & omissions

Errors and omissions (E&O) insurance helps protect a small business against claims by third parties who believe they were harmed due to advice or services the cleaning business provided.

General liability

General liability insurance is a type of policy that helps protect a cleaning small business against third-party claims that involve property damage, bodily injury, or advertising injury.

Professional liability

Professional liability insurance helps protect a cleaning small business against claims by third parties who believe they were harmed due to advice or services the business provided.

Small group health

Small business group health insurance may be provided by a cleaning small business to its employees to help them cover wellness costs—often including medical, dental, and vision care.

Specialized Coverage

Additional specialized insurance policies—coverage types that are specific to the cleaning industry a small business operates within—may be built into a business owner’s policy or purchased separately.

Pie provides workers’ comp insurance for cleaning businesses. Learn more.