Barbershop and Salon Insurance

Helping customers feel their best is an admirable part of owning a barbershop or salon small business.

 

Of course, owning a barbershop or salon company does come with certain risks. Barbershop and salon businesses carry a unique set of hazards to employees, customers, and even business property that may be alleviated through proper barbershop and salon insurance coverage.

If you own a barbershop or salon business, your employees may face risks such as exposure to slips, falls, or repetitive stress injuries. Your customers could become injured by trip hazards like extension cords. Your machinery could be dropped or otherwise damaged.

 

Fortunately, when you carry the right types of barbershop and salon insurance, your customers, employees, and small business property may be covered.

What type of work needs barbershop and salon insurance?

  • Hair, nail, and skincare services

  • Cosmetics, beauty supplies, and perfume stores

  • Personal care services

  • And more…

What are common types of

small business insurance?

Workers’ comp

Workers’ compensation insurance, also called workman’s comp, helps protect barbershop and salon small businesses and employees if they become ill or injured on the job. Get a quote in 3 minutes. 

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Business owner’s

A business owner’s policy (BOP) is bundled insurance that may include business interruption insurance, property insurance, and liability coverage for a barbershop or salon small business.

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Commercial auto

Commercial automobile insurance is a type of policy that helps cover liability and physical damage for vehicles—such as cars, trucks, and vans—that are owned and operated by a barbershop or salon small business.

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Cyber risk

Cyber risk insurance, also called cyber liability insurance, helps cover barbershop and salon small businesses for an event like a data breach—in which customer, employee, or company information is stolen or compromised.

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Errors & omissions

Errors and omissions (E&O) insurance helps protect a small business against claims by third parties who believe they were harmed due to advice or services the barbershop or salon business provided.

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General liability

General liability insurance is a type of policy that helps protect a barbershop or salon small business against third-party claims that involve property damage, bodily injury, or advertising injury.

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Professional liability

Professional liability insurance helps protect a barbershop or salon small business against claims by third parties who believe they were harmed due to advice or services the business provided.

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Small group health

Small business group health insurance may be provided by a barbershop or salon small business to its employees to help them cover wellness costs—often including medical, dental, and vision care.

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Specialized Coverage

Additional specialized insurance policies—coverage types that are specific to the barbershop and salon industry a small business operates within—may be built into a business owner’s policy or purchased separately.

Pie provides workers’ comp insurance for barbershop and salon businesses. Learn more.