New Mexico Workers’ Compensation

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About New Mexico Workers’ Compensation

From Taos to Santa Fe to Las Cruces, New Mexico lives up to its nickname as the Land of Enchantment. The state’s well-known scenic beauty and cultural treasures drive its strong tourism sector and growing film industry, and its reputation as a research and testing center has grown since the establishment of a national laboratory in Los Alamos in the 1940s.


New Mexico is home to more than 154,000 small businesses, employing 54% of the state’s private workforce. However, with more than 19,800 workplace injuries and 44 fatalities across all industries in 2017, New Mexico small businesses need to protect their employees and assets with workers’ comp coverage.


For New Mexico’s small businesses, employers of three or more workers are required to carry workers’ compensation coverage, and for those businesses that engage in activities licensed by the Construction Industries Licensing Act, small businesses must have workers’ compensation coverage regardless of the number of employees.


Pie Insurance is excited to be a new provider of workers’ compensation insurance in New Mexico!

New Mexico Workers Compensation

Who are considered employees?

  • Full-time & part-time workers

  • Seasonal workers

  • Family members paid wages for services

  • A corporation’s and professional association’s executive employees who own 10% or more of outstanding stock

  • An LLC’s executive employees with a 10% ownership interest

New Mexico Workplace Injuries at a Glance  


Total fatal injuries that were in goods-producing and service-providing occupations


Total fatal injuries who were men


Nonfatal workplace injuries requiring days away from work, job transfer, or restriction

New Mexico Workplace Injury Data

New Mexico Small Business Profile

Workers’ Comp Basics

What’s workers’ comp, and what’s covered?

Online Workers’ Comp Quote

Get a NM workers’ comp quote for your small business in minutes.