Bourbon, bluegrass, and the Derby come together to form Kentucky’s unique identity. From Louisville to Lexington to Bowling Green or Owensboro, Kentucky is home to restaurants that prove the state’s pit masters have some serious chops, a booming bourbon industry that generates $8.5 billion in total economic output, and more than 347,000 small businesses.
With more than 50,000 workplace injuries and 70 fatalities across all industries in 2017, Kentucky’s small businesses need to make sure they’re protecting their employees with workers’ comp coverage.
The state law has no exceptions for family members, temporary, or part-time employees. However, some occupations are exempt from the mandatory workers’ comp coverage requirements, including farm workers, certain religious organizations, and individuals covered by the Federal Act.
Pie Insurance provides workers’ compensation insurance to Kentucky’s small businesses.