Kentucky Workers' Compensation

Our quick online process was made exclusively for small businesses, saving you up to 30%.

Start My Quote

About Kentucky Workers Compensation

Bourbon, bluegrass, and the Derby come together to form Kentucky’s unique identity. From Louisville to Lexington to Bowling Green or Owensboro, Kentucky is home to restaurants that prove the state’s pit masters have some serious chops, a booming bourbon industry that generates $8.5 billion in total economic output, and more than 347,000 small businesses.


With more than 50,000 workplace injuries and 70 fatalities across all industries in 2017, Kentucky’s small businesses need to make sure they’re protecting their employees and assets with workers’ comp coverage.


The state law has no exceptions for family members, temporary, or part-time employees. However, some occupations are exempt from the mandatory workers’ comp coverage requirements, including farm workers, certain religious organizations, and individuals covered by the Federal Act.


Pie Insurance is excited to be a new provider of workers’ compensation insurance in Kentucky! 

Kentucky Workplace Injuries at a Glance


Total injuries that were in goods-producing and service-providing occupations


Total workplace fatalities who were men


Nonfatal workplace injuries requiring days away from work, job transfer, or restriction

Kentucky Workplace Injury Data

Workers’ Comp Basics

What’s workers’ comp, and what’s covered?

Online Workers’ Comp Quote

Get a workers’ comp quote for your small business in minutes.