Kentucky Workers' Compensation

Save up to 30% in minutes. It's as easy as pie.

Start My Quote

About Kentucky Workers' Compensation

Bourbon, bluegrass, and the Derby come together to form Kentucky’s unique identity. From Louisville to Lexington to Bowling Green or Owensboro, Kentucky is home to restaurants that prove the state’s pit masters have some serious chops, a booming bourbon industry that generates $8.5 billion in total economic output, and more than 347,000 small businesses.


With more than 50,000 workplace injuries and 70 fatalities across all industries in 2017, Kentucky’s small businesses need to make sure they’re protecting their employees with workers’ comp coverage.


The state law has no exceptions for family members, temporary, or part-time employees. However, some occupations are exempt from the mandatory workers’ comp coverage requirements, including farm workers, certain religious organizations, and individuals covered by the Federal Act.


Pie Insurance provides workers’ compensation insurance to Kentucky’s small businesses. 

We make workers’ comp as easy as pie.

Rated “Excellent” by Small Businesses

Are you overpaying for workers’ comp ?

Check your current Kentucky workers’ compensation rate online in 3 minutes.

Check My Rate

Kentucky Workplace Injuries at a Glance


Total injuries that were in goods-producing and service-providing occupations


Total workplace fatalities who were men


Nonfatal workplace injuries requiring days away from work, job transfer, or restriction

Looking for additional Kentucky workers’ compensation resources?

The State of Kentucky provides many resources for small businesses:


Prefer a quick phone call? We’ll contact you.

What’s new in workers’ comp?

November 14, 2019 in Workers' Comp 101

What is a workers’ compensation certificate of insurance?

A workers’ compensation certificate of insurance (COI) is proof that a business carries workers’ comp coverage. You may have heard…
Read More
November 7, 2019 in Workers' Comp 101

When to file a workers’ comp claim

In order to be a responsible employer for your valued team members, you should understand your duties according to the…
Read More
October 24, 2019 in Workers' Comp 101

What is workman’s comp?

Workers’ comp was once known as workman’s comp. Some people still use the term workman’s comp or even workmen’s comp…
Read More