Commercial auto insurance helps protect small businesses from liability and physical damage related to the company’s automobiles. Whether work vehicles are used to make deliveries, haul equipment, convey clients, or run errands, small businesses need adequate commercial vehicle coverage.
From company cars and work vans to utility vehicles and box trucks, insuring all of your business vehicles means you may be protected from unexpected incidents that could harm you, your employees, your property, or a third party.
What’s typically covered by commercial auto insurance?
Auto Liability Coverage
Helps protect the small business from lawsuits for property damage or bodily injury caused by an accident involving an insured vehicle.
Physical Damage Coverage
Helps cover damage to vehicles owned by a small business. This includes comprehensive coverage for issues like hail, theft, and vandalism, plus collision coverage in case the vehicle overturns or collides with an object.
Uninsured/Underinsured Motorist Coverage
Helps protect a small business if the work vehicle is involved in a hit-and-run accident or by a driver who does not have adequate insurance.
Helps pay for medical bills, loss of income, and other expenses regardless of who is at fault. No-fault coverage is also known as personal injury protection (PIP) coverage and is required in nearly twenty states.
Together We Serve Small Businesses
Pie has partnered with Progressive Insurance for your commercial auto needs. Progressive is one of the most trusted and highest-rated commercial auto insurance companies in the U.S., with an A+ rating from A.M. Best.
What other types of insurance might my small business need?
While commercial vehicle insurance helps protect small businesses in the event of an automobile accident, your small business may need other types of insurance:
Workers’ compensation insurance provides medical, disability, survivor, burial, and rehabilitation benefits to employees who experience illness, injury, or death due to a work-related incident. In nearly all states, and with few exceptions, businesses are required by law to carry workers’ compensation insurance. Get a workers’ comp quote in 3 minutes.
Business owner’s policy (BOP) insurance helps protect small businesses from claims related to property damage, fire, personal injury, advertising injury, and certain other issues.
Cyber insurance helps protect businesses against data breaches and cybercrime such as computer hacking and stolen information.