Commercial auto insurance helps protect small businesses from liability and physical damage related to the company’s automobiles. Whether work vehicles are used to make deliveries, haul equipment, convey clients, or run errands, small businesses need adequate commercial vehicle coverage.
Commercial auto insurance may protect the small business from lawsuits for property damage or bodily injury caused by an accident involving an insured vehicle.
Commercial auto insurance can help cover damage to vehicles owned by a small business. This may include comprehensive coverage for issues like hail, theft, and vandalism, plus collision coverage in case the vehicle overturns or collides with an object.
Commercial auto insurance can help protect a small business if the work vehicle is involved in a hit-and-run accident or by a driver who does not have adequate insurance.
While general liability insurance protects you, your business, and your employees in the case of bodily injury, property damage, or personal injury claims, small business owners should consider other types of insurance:
Workers’ compensation insurance medical, disability, survivor, burial, and rehabilitation benefits to employees who experience illness, injury, or death due to a work-related incident. In nearly all states, and with few exceptions, businesses are required by law to carry workers’ compensation insurance. Get a workers’ comp quote in 3 minutes
Cyber insurance protects your business against data breaches and cybercrime such as computer hacking and stolen information.
Business owner’s policy (BOP) insurance offers bundled protection from claims related to property damage, fire, personal injury, advertising injury, and other issues.
Pie can help you get the best coverage for your business from our insurance carrier partners. Contact us to get a commercial auto insurance quote today.