Arizona Workers' Compensation

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About Arizona Workers' Compensation

Financial services, technology, real estate, and healthcare are a few of the many industries represented among Arizona’s best small businesses. From Phoenix to Scottsdale to Tucson, Arizona is home to more than 530,000 small businesses, employing 44% of the state’s private workforce.  


Arizona leads the nation in small business wage growth and has seen a 5% increase in the number of small businesses in the last year. These Arizona small businesses have varied insurance needs ranging from workers’ compensation insurance, liability insurance, and business owner’s policy (BOP) to commercial auto insurance and cyber insurance.  


With more than 64,000 workplace injuries and 77 fatalities across all industries in 2016, Arizona small businesses need to protect their employees and assets with workers’ comp coverage. As a “no fault” system, Arizona workers’ compensation insurance protects small business owners from being sued by an employee when an injury or illness happens, no matter who caused the job-related accident. Under Arizona law, it is mandatory for employers to have workers’ compensation coverage.


Pie Insurance provides workers’ comp insurance to Arizona’s small businesses.

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Arizona Workplace Injuries at a Glance


Total fatal injuries were in construction, maintenance, transportation, and production occupations (2016)


Total fatal injuries were men (2016)


Nonfatal workplace injuries that required days away from work (2016)

Looking for additional Arizona workers’ compensation resources?

The Industrial Commission of Arizona provides many resources for small businesses:


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